Cybersecurity risks are evolving quickly, and retirees need to think about protecting more than just their investment accounts. John and Thomas are joined by cybersecurity expert Jim O’Connell to discuss AI-powered scams, phishing, identity theft, password security, multifactor authentication, smart devices, and practical ways to make yourself a harder target for criminals. It’s a timely reminder that protecting your retirement also means having a plan to protect your personal information and digital life.